Covered California's 2024 Open Enrollment and Financial Assistance
As we near the end of 2023, Covered California launches its open enrollment for 2024, introducing enhanced financial assistance for state residents seeking health insurance. This enrollment period expands Covered California's role as the state’s health insurance marketplace, offering scaled financial aid to reduce premiums for qualifying individuals; now open for freelancers, small business owners, and anyone requiring health coverage.
A Decade of Progress
Entering its 11th year under the Patient Protection and Affordable Care Act, Covered California has a proven record as a catalyst for change, driving down the uninsured rate from 17.2% in 2013 to an all-time low of 6.5% in 2022. This remarkable achievement is a testament to the state's commitment to ensuring that its residents are not just insured but also have access to the care they need.
Expanding Eligibility and Access
2024 heralds a significant expansion in health coverage eligibility. In an unprecedented move, all low-income Californians will now be able to enroll in Medi-Cal regardless of their immigration status, fulfilling Governor Newsom’s promise of universal access to health care coverage. While federal regulations prevent those not lawfully present from obtaining a health plan through Covered California, the organization's partnership with the California Department of Health Care Services ensures that everyone can find out what coverage they may be eligible for and apply.
Bridging the Affordability Gap
The theme of affordability is central to this year's enrollment period. With a new program set to reduce out-of-pocket costs, over 650,000 consumers will find accessing health care more affordable than ever. Nearly 90% of Covered California’s enrollees receive financial help, and for two-thirds of them, comprehensive health insurance is available at a cost of $10 or less per month. This initiative revolutionary for those under financial stress due to health care expenses.
Commitment to Health Equity
Beyond simply expanded coverage, Covered California is invested in bridging health disparities. Dr. Monica Soni, the organization's Chief Medical Officer, is at the forefront of this endeavor, ensuring that insurance coverage translates into accessible care. In 2022, Covered California facilitated 3.3 million primary care visits and nearly 1.1 million behavioral health visits, with a significant portion conducted virtually, underscoring the commitment to accessible care for all Californians.
How to Sign Up for Coverage
Signing up for coverage is straightforward. By visiting CoveredCA.com, consumers can easily determine if they qualify for financial help and explore the coverage options in their area. Free and confidential assistance is available over the phone in more than 50 languages, the deadline to select a health plan for the entire year of 2024 is January 31.
Covered California in 2024 and beyond
As we look to the future, Covered California will continue to innovate and adapt, ensuring that every Californian has the opportunity to live a healthy life. The 2024 open enrollment is not just a call to action but a promise of support, affordability, and quality care. So, take the first step towards a healthier tomorrow and explore your options with Covered California today.
Contact our licensed insurance agents today for personalized Covered California enrollment guidance, at no additional cost.
