We are here to help you navigate the move to Medicare.
Avoid common but costly mistakes on Medicare with an experienced team of independent insurance agents who specialize in Medicare. Our agency is located in the Sacramento region.
You can always give us a call at 916-346-4417 or visit our Contact Us page to email us!
OUR COMMITMENT TO YOU:
What is Medicare?
When you prepare to move to Medicare, it is critical you understand your options on Medicare. Our agency provides highly tailored, personalized consultations for all of our clients. In the world of Medicare, one Medicare Health Plan option may work well for one individual but not for someone else. That is why our agents take the time to understand your unique needs when it comes to your healthcare such as your preference for doctors & hospitals, prescription drug needs, and budget. Our agents educate you on your Medicare Health plan options so you can move forward with confidence in your plan choice.
Welcome to Medicare! As an insurance agent in the heart of Sacramento, CA, I love working with seniors to help them navigate the complexities of Medicare. With over 35 years of experience as a licensed insurance agent specializing in Medicare, I also have a local knowledge of the hospital networks in the region. Whether you're turning 65 soon or just beginning your Part B coverage due to retirement, understanding your options is crucial for ensuring you get the healthcare you deserve.
Medicare is a federal health insurance program primarily for people aged 65 and older, though it also covers certain younger individuals with disabilities. It consists of several parts:
Medicare Part A (Hospital Insurance) covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
Medicare Part B (Medical Insurance) covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage) is an all-in-one alternative to Original Medicare, offered by private companies and includes Part A, Part B, and often Part D (prescription drug coverage).
Medicare Part D (Prescription Drug Coverage) helps cover the cost of prescription drugs.
Navigating Medicare can seem overwhelming, but that's where I come in. My goal is to provide you with personalized, easy-to-understand advice tailored to your unique needs and circumstances. Let's work together to find the best Medicare plan for you and ensure you're making the most of your benefits. As an independent licensed insurance agent, my agency is not captured by any carrier. This means that we can help you shop plan options from multiple major carriers, including Medicare Advantage plans, Medicare Supplement (Medi-Gap) plans, and Part D Prescription Drug plans.
Reach out today to schedule a free consultation and take the first step toward securing your healthcare future with confidence. There are no fees for any of our services.
I appreciate the opportunity to be of service and look forward to assisting you.
TIM COUGHLIN
SUMMIT Independent Insurance Services
LIC #0669552
916-346-4417