The Local Advantage: Why Working With a Agent Matters with Medicare
When it comes to Medicare, there’s no shortage of information online. But with so many options—Medicare Advantage, Medicare Supplement (Medigap) plans, and Part D prescription drug plans—how do you know which one is truly best for you? This is where working with a local Medicare agent can make all the difference.
Personalized Guidance, Not Generic Advice
Unlike call centers or online enrollment platforms that provide one-size-fits-all solutions, a local agent takes the time to understand your specific needs. We consider factors such as:
Your preferred doctors and hospitals
Discounts you may be eligible for
Prescription drug costs
Travel habits and coverage while away from home
Budget and long-term healthcare needs
Unbiased Plan Comparisons
A good independent agent isn’t tied to just one insurance company—we compare multiple carriers to ensure you get the best coverage for your situation. While plans like Medigap Plan G are standardized, prices and customer service vary widely between companies. We help you navigate these differences to find a provider that aligns with your priorities.
Help When You Need It
Have a billing issue? Need to switch plans? Confused by a coverage denial? Instead of calling an 800 number and waiting on hold, you can reach out to a trusted local expert who knows you and your situation. We advocate for you and help resolve any issues that arise.
Common Medicare Mistakes We Help You Avoid
Enrolling too late – Avoid penalties by understanding enrollment deadlines
Choosing a plan that doesn’t cover your prescriptions – We ensure your medications are covered by either the Medicare Advantage plan or the Part D plan, or advise of other ways to help lower your drug costs if the medication is not covered by Medicare
Not considering long-term costs – Some plans look inexpensive upfront but can cost more later. We help you plan wisely
Your Local Medicare and Health Insurance Resource
It may seem convenient to call a large carrier or quickly enroll online, but working with a local insurance agent ensures you avoid common enrollment mistakes while gaining expert guidance, advocacy, and personalized service for years to come.
At SUMMIT Independent Insurance Services we’re more than just insurance agents—we’re your guides on your journey through Medicare. Whether you’re just turning 65, finding health insurance for you and your family, or considering a plan switch, we’re here to help every step of the way.
