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The Local Advantage: Why Working With a Agent Matters with Medicare
Tim Coughlin Tim Coughlin

The Local Advantage: Why Working With a Agent Matters with Medicare

Choosing the right Medicare plan can feel overwhelming, but working with a local Medicare agent can make all the difference. Unlike large call centers or online enrollment platforms, a local agent provides personalized guidance, ongoing support, and expert knowledge of your area’s healthcare providers and plan options. They help you avoid common enrollment mistakes, compare plans tailored to your needs, and advocate for you if issues arise. With a local agent, you’re not just another policyholder—you have a trusted resource dedicated to your long-term healthcare success.

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Understanding the Medicare Payment Program and the Smoothing Provision
Tim Coughlin Tim Coughlin

Understanding the Medicare Payment Program and the Smoothing Provision

Navigating healthcare can be a complex task, especially for complex systems such as Medicare. One crucial aspect that significantly impacts healthcare costs is the Medicare Payment Program, particularly the smoothing provision. In this post, we’ll break down what the smoothing provision is, how it works, and the benefits it provides to Medicare recipients.


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Avoiding 5 Crucial Medicare Enrollment Mistakes
Medicare Tim Coughlin Medicare Tim Coughlin

Avoiding 5 Crucial Medicare Enrollment Mistakes

Selecting the right Medicare plan is crucial choice with significant impact on your access and cost to access healthcare, but with the variety of options available, it's easy to make mistakes with serious consequences. Avoid the top five mistakes Medicare enrollment mistakes by staying well-informed.

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Will Medicare Cover my Procedure?
Medicare Tim Coughlin Medicare Tim Coughlin

Will Medicare Cover my Procedure?

At some point every Medicare beneficiary will face the same question… "Will Medicare cover my procedure?", To best answer this and save you from unexpected bills we need to understand what constitutes “Medical Necessity” and how to choose a provider.

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