Meet Tim Coughlin, Your local Medicare & Health Insurance Agent.

As an independent insurance agent, Tim has over 35 years of experience and has helped thousands navigate their plan options.

Call Today!

Our service is 100% free.

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Tim Coughlin

LIC # 0669552

Stop the stress of making mistakes with your own Health Insurance or Medicare plan options by working with a local agent.

Our local agency is here to help you navigate your plan options, avoid common & often costly mistakes, understand the plan benefits, ensure your coverage is competitive, shop for more affordable plan options, enroll, and more.

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About SUMMIT Independent Insurance Services

There’s a reason why we have over 45 100% 5-Star Google Reviews: Our agency is committed to you - the client!

Some agents are focused on a quick sale and then disappear - never to be heard from again. As local insurance agents, we are dedicated to shopping your plan options from multiple major carriers and taking into account your preferences for budget, hospital access, prescriptions, doctors, and more.

We offer ongoing services including important reminders, claim support, yearly plan reviews, and are here to help you with any questions as they come!

ALIGNABLE LOCAL BUSINESS PERSON OF THE YEAR 2023 & 2022

Circular award badge for Local Business Person of the Year 2022, featuring gold and white design with laurel accents, awarded to Tim Coughlin of Summit Independent Insurance in Gold River, sponsored by Alignable.
Badge with purple ribbon that reads "We're highly recommended by locals on Alignable" with stars at the top.
Business award badge for Local Business Person of the Year 2023, awarded to Tim Coughlin of Summit Independent Insurance, Gold River, by Alignable.

Health Insurance & Medicare Plans

  • Mother with child

    Health Insurance

    Our agents can help you shop plan options for health insurance for you and/or your family. Protect what matters most by enrolling in health insurance. Our agents are Covered California certified and can help you determine if you are eligible for premium assistance through the state marketplace, or if you are better served by enrolling directly with the insurance company.

    Request a Quote
  • Smiling woman with gray hair exercising outdoors with dumbbells in a wooded area

    Medicare Plans (Medicare Supplement, Medicare Advantage, and Part D plans)

    Whether you are new to the world of Medicare or have been enrolled for some time, our agents can help you shop and compare your plan options on Medicare.

    Request a Quote
  • A smiling woman with glasses, wavy hair, wearing a denim shirt, resting her chin on her hand, in front of a brick wall.

    Other coverage

    In need of dental or vision insurance? We can help you shop and review affordable plan options and confirm what plans your preferred dentist or optomistrist accepts. Planning a getaway? We can help you learn more about travel insurance as well.

    Contact Us

Medicare Disclaimer: We do not offer every plan available in your area.
Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.