Medicare Plans in Roseville
Our insurance agents help anyone in Roseville and the surrounding communities understand how Medicare works and how much it costs! Learn about the “Parts” of Medicare, Medicare enrollment, Medicare Supplements, Part D Prescription Drug Plans, Medicare Advantage Plans and what care is available in Placer County.
Our local Medicare Health Insurance agents are here to help guide you through your options on Medicare while providing ongoing support for years to come - at no cost!
Looking for information about your options on Medicare in Roseville, CA located in the zip codes 95678, 95661, and 95747? Click the link below to start shopping your Medicare options with a free report!
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California offers Medicare beneficiaries 10 Medicare Supplement (Medigap) plans with letter designations and two high-deductible options. With Roseville being in Placer County, it falls within one of the most competitive rating regions for most major Medicare Supplement carriers. The most popular Medicare supplements being purchased are “Plan G” and “Plan N” Medicare Supplements in Roseville and throughout Placer County.
Using a knowledgeable independent agency, like Summit, that brokers over 20 top Medicare Supplement plans, Medicare Advantage, and Part D Prescription Drug plans, will ensure that you are paying the lowest available rates from a top Medicare Supplement carrier and will “shop” your plans every year to make sure you continue to pay the lowest rates available. We are just off of Sunrise Ave.
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Several major carriers like Blue Shield of CA, Anthem/Blue Cross, and Health Net offer “New-to-Medicare” discounts of up to $30 a month for the first year when you are new to Medicare, which typically means your Medicare “Part B” start date is within three months before and after the start point.
With the New-to-Medicare discount, you can expect to pay under $110 per month in Roseville. The "Plan G” Medicare supplement is the most comprehensive Medigap plan since new Medicare beneficiaries can no longer purchase a “Plan F”.
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In addition to the New-to-Medicare discounts available with some carriers, there are other available Medicare Supplement Rate Discounts. Many major carriers like United Healthcare (also known as AARP United Healthcare), Cigna, Blue Shield, Anthem/Blue Cross, Aetna, and Physician Mutual offer a “Household” or “Spousal” discount that ranges from 5% up to 12% (depending on the carrier)!
The Household/Spousal discounts may even apply if you’re not married but live with someone (a partner, relative, or friend). It may even apply if your spouse doesn’t have the same MediGap plan as you or doesn’t even have a Medicare Supplement Plan.
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We can search medical providers in the Roseville/Sacramento Area and tell you which plans your doctor accepts.
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We can run detailed reports with your current and prospective prescriptions to estimate the cost of the prescription across all Part D Plans and even Medicare Advantage Plans.
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We run these reports at different pharmacies, whichever pharmacy is most convenient and closest to you. This includes CVS, Rite Aid, Walmart and more! We can even compare the costs with Mail Order prices.
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Most of our client inquire about how they can receive more savings by switching to a Medicare Advantage. We can compare prices between supplements and Medicare Advantage Plans (also called a Part C Plan) and their coverage to see which one would work best for you!
Medicare Coverage in Roseville, CA
Our insurance agency is located in Gold River, near the Sunrise exit off of the I-50, south of Roseville. We serve neighborhoods throughout Roseville including Sierra Gardens, Highland Reserve, Kaseberg-Kingswood, Quail Glen, Westerpark, and more.
We offer in-person appointments with owner and licensed agent, Tim Coughlin. We can meet with you in our office, your home or at a local venue (Peet’s Coffee or Starbucks on Cirby, Shady Coffee & Tea on Douglas or any other nearby shops). We also offer meetings via phone or video call.
